Services for individuals
» Superannuation and Insurance Disputes
Dependant life insurance and superannuation entitlements
Most of us have a superannuation policy and many have life insurance. But the two can get complicated when combined. Did you know a life insurance policy that pays out into a superannuation account may not be accessible, as intended, to Estate beneficiaries or dependants? Trustees have the ultimate right to distribute the superannuation funds; even if this does not accord with the late benefactor's wishes.
If you are a beneficiary or dependant and believe you have a claim against a life insurance payment made to a superannuation account, contact us. We can help.
Early access to superannuation
Circumstances can change rapidly. Perhaps extreme financial hardship or a medical situation has arisen which requires the use of your superannuation. We can assist in the process of applying for and being granted access to your money to help with unforseen circumstances.
Disability insurance and income protection insurance
Is an insurance company disputing your claim? Are you unsure of the claims process and want to protect your rights? We can help. We have experience in total and permanent disability policies and income protection policies and can help you get the maximum entitlements you have insured yourself for.
Dealing with an insurance company can be a difficult process for the lay person. We can assist with negotiated settlements, legal action and court appearances on your behalf.
We can:
- Make initial representations on your behalf
- Negotiate on your behalf without having to go to court
- Ensure your full rights and entitlements have been addressed
- Facilitate the documentation and any medical reports that may be required
- Arrange timely settlement
- Make representations with regard to superannuation hardship cases
In the event of a successful case we may be able to seek costs against your insurance company.
Estimate of costs
It’s important to know the potential costs. Call us promptly to enable a full assessment of your situation. We will provide an estimate of likely costs depending on the course of action you choose. Please also see “our commitment to costs”.
Contact Flo Mitchell on (02) 9963 9800.
